PQ Calculator

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IRS Offer in Compromise Pre-Qualifier

Determine if you may qualify to settle your IRS tax debt for less. Uses the official IRS Reasonable Collection Potential (RCP) formula.

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Eligibility Check

Answer these questions to determine basic eligibility for an OIC.

Total IRS Tax Debt

Enter the total amount of federal tax debt including all penalties and interest.

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💡 Find your balance on your IRS notice, IRS Online Account, or call 1-800-829-1040.

Assets (Quick Sale Value)

Enter Fair Market Values — the IRS values assets at 80% (Quick Sale Value). We calculate QSV automatically.

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Monthly Gross Income

Enter all sources of monthly household income before taxes and deductions.

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Monthly Allowable Expenses

Use IRS National and Local Standards. Only allowable expenses reduce your monthly disposable income.

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Payment Type

Your payment method affects how the IRS calculates your minimum offer amount.

💡 A non-refundable $205 application fee applies (waived for Low Income Certification per 250% federal poverty level guidelines).

Calculating your results…

⚠️ Disclaimer: This calculator is for informational purposes only and does not constitute legal or tax advice. Results are estimates based on IRS OIC guidelines and do not guarantee acceptance. Consult a qualified tax professional before submitting an OIC application.